How to Apply PAN Card Online in India (NSDL & UTIITSL Step-by-Step Guide – 2025)

Apply PAN card online can feel confusing, especially with multiple websites, document rules, and unfamiliar steps. Whether you’re a student opening your first bank account, a salaried professional filing taxes, or a farmer needing to receive subsidies β€” having a Permanent Account Number (PAN) is now essential for almost every financial or government-related transaction in India.

But don’t worry β€” this article will guide you step-by-step through the entire process of applying for a PAN card online, using either the NSDL or UTIITSL platform. We’ll break down the documents you need, how to use Aadhaar e-KYC, payment steps, and how you can apply through your nearest Common Service Center (CSC) if you prefer in-person support.

By the end of this guide, you’ll know exactly how to get your PAN card online, avoid common mistakes, and speed up the process.

Let’s get started.

🧾 What is a PAN Card and Why Is It Important?

A Permanent Account Number (PAN) is a unique 10-digit alphanumeric identifier issued by the Income Tax Department of India. It’s used to track financial transactions and is essential for:

  • Opening a bank account

  • Filing income tax returns

  • Buying property or vehicles

  • Receiving government subsidies

  • Large cash transactions

Whether you’re a student, salaried employee, business owner, or farmer β€” a PAN card is now mandatory for most financial and official activities.


πŸ› οΈ Two Official Ways to Apply PAN Online

The Indian government authorizes two platforms for online PAN card applications:

βœ… 1. NSDL (Now Protean eGov Technologies)

Website: https://www.onlineservices.nsdl.com

βœ… 2. UTIITSL (UTI Infrastructure Technology Services)

Website: https://www.pan.utiitsl.com

Both portals are valid and approved β€” you can choose either based on convenience.


πŸ“„ Documents Required to Apply for PAN Card Online

You will need the following:

Document Type Accepted Examples
Proof of Identity Aadhaar card (preferred), Voter ID, Passport
Proof of Address Aadhaar, Utility bill, Bank statement
Date of Birth Proof Aadhaar, Birth certificate, 10th marksheet
Photo & Signature Scanned passport photo + signature on white paper

πŸ’‘ If using Aadhaar, e-KYC is possible, and physical documents may not be needed. Before you apply PAN card online, ensure your Aadhaar is linked to your mobile.


πŸ§‘β€πŸ’» How to Apply PAN Card Online via NSDL (Step-by-Step)

Step 1: Visit the Official Portal

Go to: https://www.onlineservices.nsdl.com/paam/endUserRegisterContact.html

Step 2: Choose Application Type

  • Select β€œNew PAN – Indian Citizen (Form 49A)”

  • Choose β€œIndividual” as the category

Step 3: Fill in Details

Enter your name, date of birth, mobile number, email, and Aadhaar number

Step 4: Select e-KYC & e-Sign Option

  • If your Aadhaar is linked to a mobile number, you can use OTP-based Aadhaar e-KYC

  • Upload photo & signature only if not using e-KYC

Step 5: Make Payment

  • β‚Ή93 (Indian address) / β‚Ή864 (foreign address)

  • Pay via UPI, debit card, net banking, etc.

Step 6: Aadhaar Authentication

  • Enter OTP received on Aadhaar-linked mobile

  • Submit and receive acknowledgment number

βœ… Your PAN will be delivered via email and post within 15–20 days.


πŸ–₯️ How to Apply PAN Card Online via UTIITSL (Step-by-Step)

Step 1: Visit UTIITSL PAN Portal

Go to: https://www.pan.utiitsl.com/PAN/newA.html

Step 2: Select β€œApply for New PAN Card”

Choose β€œIndian Citizen Form 49A”

Step 3: Fill Personal & Address Details

Enter name, DOB, Aadhaar, parent details, address, etc.

Step 4: Upload Documents or Use e-KYC

  • If using Aadhaar, go for paperless e-KYC

  • Else upload scanned photo, signature & documents

Step 5: Payment

  • β‚Ή107 (Indian address)

  • β‚Ή994 (foreign address)

Step 6: Submit and Save Acknowledgment

Use this number to track your application status.

βœ… PAN will be dispatched to your postal address.


πŸ§‘β€πŸ’Ό How CSC Centers Help with PAN Card Applications

Not comfortable applying online yourself? You can also apply PAN card online at CSC centers with Aadhaar e-KYC. Visit your nearest Common Service Center (CSC).

Here’s how they help:

  • βœ… Fill and submit PAN card application on your behalf

  • βœ… Scan & upload documents

  • βœ… Use biometric Aadhaar e-KYC

  • βœ… Help track your PAN status after submission

  • βœ… Print PAN application receipt for your records

🏷️ Approx. fee at CSC: β‚Ή30–₹50 for PAN services

CSCs are especially useful in rural areas or for those without smartphones/internet access.


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❓ FAQs about Applying PAN Online

Q1: Can I apply PAN card online without Aadhaar?

No. As of 2025, Aadhaar is mandatory to apply for PAN.

Q2: How long does it take to get PAN after applying online?

Usually 15–20 working days. With e-PAN, you may receive it via email in 2–3 days.

Q3: Do I need to send physical documents?

If you’re using Aadhaar e-KYC, no need to send physical documents.

Q4: Can I get a PAN card from CSC?

Yes. CSC operators can apply for a PAN card on your behalf using official channels.


🏷️ Useful Official Resources:


🧠 Tips Before You Apply

  • βœ… Make sure your Aadhaar is active and linked to mobile

  • βœ… Use clear scans for photo and signature

  • βœ… Avoid using middlemen β€” use official portals or CSC

  • βœ… Save your acknowledgment number for tracking


🧩 Conclusion

Applying for a PAN card online is now quick, simple, and secure. Whether you go through NSDL, UTIITSL, or a trusted CSC center, the process is fully digitized and Aadhaar-linked.

Make sure to double-check your details and complete Aadhaar authentication for faster approval.

Having a PAN card isn’t just about income tax β€” it’s your gateway to digital and financial services in India.

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